Credit Analyst

Role – Investment (Credit) Analyst Location - Mumbai About the role: Part of Investment team at Vivriti Asset Management. Role would include portfolio investment, monitoring and research for various debt schemes to be managed by Vivriti AMC with a focus on FI investments. Key Responsibilities: Fund deployment phase: Independently conduct due diligences, prepare investment notes, seek IC approvals Seek, analyze, and structure data provided by clients Thorough field diligence & meetings with the senior management of investee entities Prepare insightful credit report for presentation to Investment Committee with cogent recommendations Post deployment phase: Identifying early warning signs of credit deterioration Investment monitoring (desk and field), field visit, management meetings, calls, etc.

Regular Updates to Investment Committee and investor reporting Suggestions on portfolio Rebalancing Credit Research: Track assigned sectors closely and publish regular research reports to internal and external stakeholders Desired skills and experiences: Preferred Qualification CA/CFA/MBA Possess 2-5 years of relevant credit assessment experience / lending experience / credit rating / transaction advisory. Familiarity with financial services sector (NBFCs) including ABS (DA/PTC). Be brilliant with numbers, analysing financial statements, managing and interpreting data and solving problems - to aid in taking investment decisions.

Advanced skills in MS Excel. Demonstrable experience in spreadsheet-based financial modelling and analytics. Skilled in expressing ideas clearly and persuasively, both verbally and in writing.

Has a strong analytical and business judgement in respect of credit matters, and the ability to form an overview of things. Possess strong people skills which will give you the ability to consult with stakeholders at all levels. Be as ambitious as we are, and hence be willing to go out of her / his way to burn the midnight oil to meet targets and deadlines.

Possess a good eye for detail and have demonstrated ability to work under pressure. Be a highly motivated, proactive, and resilient individual. Be willing to travel extensively pan-India for on-field monitoring of clients.