Analyst Transactions & Processing
Trimont-Services-India-Pvt-Ltd
Job Description
Job Summary The DSCR Triggers Team is responsible for processing all loans having triggers mentioned in the loan documents and escalating the test result to the Asset Managers. DSCR Triggers are processed by the servicer during the life of the loan (e.g., Springing Lockbox, Waterfall change, and Springing Management Control). The trigger test results of DSCR are notified to the Asset Managers, Credit Analyst, and the PSR team using variance analysis.
Responsibilities Analyze the property’s financial statements and spread financial information, performing various adjustments in line with the loan documents. Monitor and review loan‑specific trigger events to ensure appropriate action is taken to meet required deadlines. Manage and/or escape complex issues that will include decision‑making for the Asset Managers.
Research and resolve any discrepancies, and also work with all applicable functional business units to ensure compliance with loan documents. Develop personal technical skill through a minimum amount of training hours. Perform other process‑related and ad‑hoc work projects as assigned by management.
Required Qualifications Eligible candidate must be a B.Com/MBA finance graduate, as the role requires financial analysis and accounting. Good understanding of accounting and corporate financial accounting systems. Good understanding of financial ratios and covenant triggers would be an added advantage.
Knowledge of GAAP accounting/IFRS and ability to read and interpret financial statements and calculate various financial ratios. Strong verbal and written communication skills are crucial for engaging with candidates and hiring managers. Availability for 7:30 am – 4:30 pm (BLR) and 8:30 am – 5:30 pm (HYD); flexibility in shifts may be needed.
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