Analyst, DSCR Appraisal Reviewer (San Francisco)

CONVENTUS MISSION AND VISION Conventus Holdings Corporation was envisioned and created to reduce the number of economic intermediaries involved in the origination, funding and investment in the $125 billion real estate bridge loan marketplace. True to the Latin origin of the company’s name, “to bring together,” CHC’s existence and strength is anchored to a business model that removes unnecessary economic intermediates so that it can provide superior pricing and service to its clients. To that end, diversity of experiences, perspectives, skills, and cultures is core to our mission and team.

Full-Time, Salaried, Performance-based bonus Required 4 days per week in the office (Mon-Thu). Conventus is seeking an experienced Analyst, DSCR Appraisal Reviewer to join our dynamic team. In this role, you will evaluate DSCR mortgage loans for residential investment properties nationwide, focusing on single-family rentals (SFR 1-4), condos, and townhomes.

Your role will focus on collateral valuation, rent analysis, cost verification, and market condition assessments to ensure sound underwriting decisions and risk mitigation. This position plays a critical role in the DSCR loan origination process, requiring collaboration across multiple departments, including Sales, Operations, and Capital Markets. Conduct internal valuation analysis for SFR 1-4, condos, and townhomes, using sales comparison approach.

Manage a pipeline of +25 loans, ensuring timely credit reviews and consistent communication with all stakeholders. Validate appraisal-stated market rents by researching comparable rental listings and submarket market data. Review appraisals for data accuracy and quality of sales/rental comparables.

Recommend appraisal disputes when market data supports a higher value or rent assessment. Complete DSCR checklists to support and document underwriting decisions. Collaborate with Sales and Operations teams to determine optimal loan structures.

Identify and recommend process improvements to enhance efficiency. Bachelor’s degree in Finance, Real Estate, Construction Management, or a related field (preferred). ~1-3 years of experience in a real estate-related field. ~1-3 years of lending experience (DSCR loan underwriting, real estate lending, or commercial banking experience a plus). ~ Strong Excel proficiency. ~ Excellent communication and relationship-building skills. ~ Comfortable with on-the-job training and adapting to a fast-paced team environment. Balance speed with quality, ensuring that every response is both timely and impactful.