Credit Analyst

Role & Responsibility

• Understanding of business model, financial statements,

analyzing various risks based on quantitative & qualitative information

• Perform rigorous analytical work, research, fundamental credit analysis, analysis of financial statements, building of financial models and forecasts, and writing of analytical reports on rated corporate entities

• Close monitoring of the performance of the companies and industries in the portfolio

• Doing plant visits and management meetings

• Writing ratings notes and making presentations before rating committees

• Interacting with the clients for providing required information to carry out the rating assignment

• Maintain direct analytical responsibility for a portfolio of rated corporate issuers with the guidance of Group Heads

• Preparing schedule for completion of assignments in consultation with concerned Group Heads

• Preparation of quarterly review notes based on quarterly performance and other updates

• Keeping track of changes in the economy, various sectors and analyzing the impact of the same on clients

• Preparation of rating rationales and press releases

• Ongoing surveillance and rating recommendations

• Repeat analytical contact with rated entities’ senior

management, and presentation of analytical findings to

• internal and external constituencies