Product Manager

Our client is a commercial property MGA operating under a major specialty insurance platform, managing a countrywide inland property book north of $400M in premium. The organization is in the middle of a significant transformation, moving from a historically carrier‑driven operating model toward internally owned product strategy, pricing, and program management. They are integrating with the parent company's product and technology platform, creating a unique moment for someone to step in and help shape how the business operates going forward. About the Role This Product Manager role is the company's first dedicated product hire. Today, pricing evaluation, rate structure management, and program strategy are spread across operations, claims, actuarial, and carrier partners with no single owner. This role introduces centralized ownership of how commercial property programs perform and evolve. The Product Manager will take ownership of commercial property programs, starting with diagnosing and stabilizing the existing rate structure, evaluating subprogram performance, and beginning the shift from reactive, carrier‑dependent decision‑making to proactive, internally driven product strategy. The role requires someone who understands the structure and language of large commercial property programs, including layered placements, shared programs, deductible structures, and aggregate management. The role carries heavy cross‑functional visibility, partnering with underwriting, claims, operations, actuarial, technology, and leadership.

Key Responsibilities Own evaluation and modernization of the commercial property rate structure Diagnose pricing methodologies and challenge assumptions where needed Assess viability and performance of subprograms including deductible buybacks, access property, and flood Align manual underwriting pricing with portal pricing Increase internal ownership of product strategy, pricing discipline, and program decisions while coordinating closely with carrier partners. Partner with claims, ops, actuarial, tech, and leadership to drive program strategy Support integration of processes into the parent platform's product model Manage exposure and aggregate at the program level Develop short and long‑term product roadmaps for assigned lines Qualifications 5+ years in commercial insurance with direct commercial property experience Experience working with pricing, rate structures, and underwriting performance analysis Ability to analyze and discuss complex commercial property structures including layered placements, shared programs, excess placements, or similar large commercial program structures. Background in non‑admitted / E&S commercial insurance strongly preferred Comfort working across complex, transitioning environments with multiple stakeholders Strong analytical instincts with the ability to ask tough questions and challenge the status quo Experience with both manual underwriting workflows and portal/technology‑driven pricing a plus Why we love this opportunity First‑ever product hire for a $400M+ commercial property book, offering real ownership and influence Significant modernization effort underway with strong organizational support High cross‑functional visibility across underwriting, claims, ops, actuarial, and technology Strategic integration of two programs (coastal and non‑coastal) creates unique product challenges Remote flexibility with a streamlined interview process Opportunity to help reshape a historically carrier‑driven program into an internally owned product operation #J-18808-Ljbffr