Medical Underwriting Nurse
Tokio Marine HCC
Job Description
## **Job Requisition ID: 2026-225**## **Requisition Begin Date: 3/20/26**## **Requisition End Date**: 4/30/26 (Posting may close earlier if filled or if business needs change.)## ## Help us Insure it## Tokio Marine HCC is a global industry-leading specialty insurance group, backed by the strength and stability of the Tokio Marine Group. Offering over 100 classes of specialty insurance, we empower clients to pursue opportunities confidently through our “Mind Over Risk” philosophy. More than an insurance company, we are an organization built on innovation, unity, and trust.## ## At our core, we are Always Advancing, driven by innovation and an entrepreneurial spirit that keeps us moving forward.
Our people are Experts in Tomorrow, using curiosity and smart working to anticipate what’s next. With a culture rooted in Reaching Out, we foster genuine collaboration and support, ensuring every individual has the opportunity to succeed and make a difference.## ## Role Overview## Relying on limited experience and knowledge, this role is responsible for accomplishing the following assignments. These assignments are varied in nature.## ## Key Responsibilities* ## Review issues forwarded from the Underwriting group that includes complex diagnoses and then estimate ongoing costs.
Provide this information to the specific Underwriter.* ## Act as support for renewal underwriting. This includes, but is not limited to, assessing the severity code on on-going claims, adjusting reserves for accuracy, evaluating new referrals if effective within sixty days of notice, and assigning recommended specifics, if requested.* ## Educate Underwriters on how to recognize specific diagnoses and severe types of diagnoses to ensure these are identified and properly quoted during the underwriting process.## ## What You Bring* ## 4 Year / Bachelors Degree in a related field or the equivalent education and/or experience* ## Required Registered Nurse (RN) designation* ## 5 Years Relevant and progressive clinical experience, preferably in an acute care or manage care/setting* ## 5 Years Clinical experience, preferably in an acute care setting and/or managed care setting* ## Strong medical knowledge including International Classification of Diseases (ICD), Current Procedural Terminology (CPT), medical terminology, COBRA, and HIPAA* ## Strong understanding of operations of third-party administrators(TPAs) and managing general underwriters (MGUs)* ## Knowledge of Carrier and Reinsurer reporting and contractual requirements* ## Possess and have ability to apply broad knowledge of principles, practices, and procedures* ## Excellent written and verbal communications skills with an emphasis on confidentiality, tact, and diplomacy* ## Exceptional organizational and analytical skills; demonstrated ability to manage multiple tasks simultaneously* ## Knowledgeable of industry changes, legal updates, and technical developments related to applicable area of the Company's business to proactively respond to changing business environment* ## Intermediate proficiency and experience using Microsoft Office package (Excel, Access, PowerPoint, Word)* ## Occasional travel (up to 10% of time)## ## What We Offer* ## Competitive salary and comprehensive benefit package* ## Strong learning culture with ongoing development opportunities* ## Opportunities for growth and career advancement* ## Comprehensive medical, vision, and dental coverage, with eligibility beginning on your first day of employment* ## Basic life and disability insurance* ## 401(k) plan with 6% company match* ## 20 days of PTO, two floating holidays, approximately 11 paid holidays, and volunteer time off* ## Paid parental leave* ## Access to our award-winning wellness program, including mental health services, fitness network membership, and a complimentary Headspace subscription* ## Student loan matching program* ## Employee discount program* ## An opportunity to do meaningful work and love what you do## ## Pay Transparency## ## The pay range for this position is $81,900-$122,900, which includes geographic adjustments, where applicable. The pay range is the range THMCC, in good faith, believes is the range of compensation for this role at the time of this posting.
The hired applicant will be offered pay within the entire range based on the candidate’s geographic location, qualifications, work experience, education, and/or skill level. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of color, race, sex, national origin, sexual orientation, religion, age, veteran status, disability, pregnancy, citizenship status, genetic information, or any other basis protected by federal, state, or local pay equity laws.## ## Disclaimer## **WA, NV, IL, MN, OH , NY, CT, D.C., RI, MA, HI, MD, NJ, VT → Use Federal and State Compliance language.**## As an insurance company, we comply with certain federal, state and local laws such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC § 1033(e)), which restricts our ability to employ individuals with certain types of criminal convictions. Where not restricted by law and for criminal history not covered by this law, the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law.## ## **Remote National → Use Conditional Background Check language.**## You do not need to disclose your criminal history or participate in a background check until a conditional job offer is made to you.
After making a conditional offer and running a background check, if the Company is concerned about a conviction that is directly related to the job, you will be given the chance to explain the circumstances surrounding the conviction or challenge the accuracy of the background report. The Company will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable federal, state and local laws, such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC § 1033(e))(the “VCCLEA”), which restricts financial institutions and insurers such as TMHCC from employing individuals with certain types of criminal convictions. Where the hiring and employment of individuals is not restricted by the foregoing, the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law such as the California Fair Chance Act, the Los Angeles Fair Chance Initiative for Hiring Ordinance, the Los Angeles County Fair Chance Ordinance, the San Diego Fair Chance Ordinance, and the San Francisco Fair Chance Ordinance.)## ## Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Europe, and other exciting locations.
With the strength and stabilitythat comes from being a member of the Tokio Marine Group, and more than fifty years of growth, profitability, and stability, we offer important insurance products that most people don’t even know exist. Every policy we write is special, enabling our clients to do amazing things.## ## TMHCC Stop Loss, a $2 Billion division within TMHCC, leads the way in providing medical stop loss insurance sold to employers. Medical Stop Loss provides an added layer of insurance protection to employers who choose to self-fund their health benefit plans.
Self-funding can incur risks from catastrophic claims, and Medical Stop Loss insurance from Tokio Marine HCC is designed to protect employers from that risk.## Applying our Mind Over Risk philosophy to writing insurance allows our customers to take on opportunity with confidence. That philosophy defines our way of thinking, unites us as a team, and differentiates us from our competitors. We are much more than just an insurance company; we are a good company.## ## **Equal Opportunity Employer**## #J-18808-Ljbffr