Head of Risk

Head of Credit Risk

We’re partnering with a fast-growing, profitable fintech transforming how small businesses in Brazil access credit and working capital. The company has built a highly automated, data-driven credit platform and is entering its next phase of significant scale and product expansion.

The role:

• Own credit strategy, policy, portfolio performance, and credit P&L
• Identify opportunities to sustainably scale the existing credit business
• Partner closely with Product to design and launch new credit products
• Serve as a strategic counterpart to Data Science/modeling leadership
• Set direction in a highly entrepreneurial, fast-moving environment
• Build and develop a high-performing risk organization as the business scales

Ideal background:

• Launched a new credit product and successfully scaled it
• Managed a large-scale credit portfolio with meaningful P&L and policy ownership
• Experience managing multiple credit products simultaneously
• Strong technical fluency across underwriting, modeling, and data science
• First-principles thinker who can challenge conventional credit assumptions
• Proven ability to operate in high-growth environments with strategic ambiguity
• Strong track record of attracting and developing top talent
• Brazil / Portuguese fluency strongly preferred