Senior Product Analyst

Join Grange Insurance Association, a well‑established leader in the insurance sector for over 130 years! Headquartered in Seattle with a footprint across six Western states, we've been protecting families, farms, and businesses with unwavering commitment. As you embark on a fulfilling career with Grange, discover why our average employee tenure surpasses a decade.

Make your mark with an organization that values quality, service, and the lasting impact you can bring! This is a hybrid position, requiring 2 days a week in the Seattle office. Position Overview The Senior Product Analyst plays a key role in advancing the profitable growth of the company’s Property & Casualty insurance products through a data‑driven, AI‑first, and digital‑native approach.

In partnership with the Product Manager the role executes on product development, performance monitoring, and continuous enhancement, delivering insights that improve profitability, inform product strategy, and optimize underwriting performance and outcomes. Working cross‑functionally with Product, Underwriting, Actuarial, Claims, and Information Technology, this role helps embed analytics, automation, and emerging technologies into everyday decision‑making—driving smarter workflows, stronger underwriting alignment, and more efficient, scalable operations. Key Responsibilities Product Performance & Portfolio Analytics Using dashboards and other reports provide actionable insights across key metrics (loss ratio, combined ratio, growth, and retention).

Conduct portfolio analyses by state, underwriting segments, and geography. Partner with Underwriting and Actuarial to evaluate product performance and recommend improvements. Product Development & Maintenance Work across the Product team supporting product design and coverage updates.

Update rating manuals and underwriting guidelines as required. Assist with product lifecycle management (concept through implementation) and performance monitoring. Regulatory & Filing Support Assist with rate, rule, and form filings.

Partner with compliance and internal stakeholders as needed. Market & Competitive Analysis Monitor competitor product offerings and market trends. Provide insights to support product positioning and strategy.

Data, Technology & Process Improvement Partner with analytics and information technology teams to enhance operational reporting. Identify product and underwriting workflow improvements through automation and data utilization. Partner with the technology teams in translating product needs into business requirements.

Validate performance of automated underwriting and straight‑through processing (STP), including accuracy and alignment with underwriting appetite. Identify segments where automated decisioning may require additional review including complex, or region‑specific risks. Recommend risk selection and mitigation approaches, including use of inspections, telematics, and property‑level risk improvements.

Cross‑Functional Collaboration Serve as a liaison between Product, Underwriting, Actuarial, Claims, and IT. Facilitate effective working relationships across business and technical teams. Drive product reviews, performance monitoring, and continuous improvement efforts.

Qualifications REQUIRED Bachelor’s degree in business, Risk Management, Finance, Economics, or related field. 5+ years of experience in Property & Casualty insurance, including product management, underwriting analytics, or actuarial support. Strong understanding of Property & Casualty underwriting, rating, and product structures including familiarity with key metrics (e.g., loss ratio, combined ratio, and retention). Strong Excel and PowerPoint, and experience with analytical tools such as Power BI, Tableau, or SQL.

Excellent communication and collaboration skills, with the ability to work across business and technical teams. Preferred Capable of converting data insights into recommendations and actionable business stories. Comfort working with emerging data, automation tools, or AI‑enabled insurance technologies.

Professional designations such as CPCU, ARM, or AINS. Comprehensive Benefits Pay Range: $79,276 - $147,228 Flexible hybrid work schedule (2 days per week in Seattle office required) Medical, Dental, and Vision plans 401(k) plan with up to 5% match Employer sponsored LTD, life insurance, and AD&D Discretionary profit sharing and bonuses Fully subsidized ORCA card and/or free parking for Seattle employees Education Reimbursement On‑Site Fitness Center Opportunities for career growth and advancement within the organization. A supportive and collaborative work environment.

Ongoing training and professional development opportunities. How To Apply If you are passionate about helping people, have a strong understanding of Property & Casualty products, and are ready to join a dynamic team, we encourage you to apply. Grange Insurance Association is an equal opportunity employer and welcomes all qualified candidates to apply.

Grange Insurance Association is committed to ensuring a diverse and inclusive workplace where all employees are treated with respect and dignity. We encourage applications from candidates of all backgrounds and experiences. #J-18808-Ljbffr