Senior Full-Stack Engineer: Real-Time Risk Platform (TS/React/NestJS)

Job Description

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About the Company

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Cover Genius is the global infrastructure for embedded protection. Active in over 60 countries and all 50 US States, we protect the customers of the world’s largest digital companies, including Klarna, Revolut, Stripe, Priceline, Agoda, Booking.com, Turkish Airlines, Tongcheng Travel, eBay, and Uber, with seamless, end-to-end experiences. Cover Genius has protected more than 73M customers globally across 240M policies with USD $3.2BN in gross written sales.

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Coming off a stellar year with 40% YoY revenue growth and a recent $100M capital raise, putting our valuation at $1.9BN, we are accelerating into our next phase of growth. As part of our team, you’ll help drive our AI-first roadmap, developing hyper-personalization engines, agentic distribution, and automated claims infrastructure, while building the scalable technology powering the fast-growing $70B embedded protection market.

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Our people are: Accountable, customer-obsessed, collaborative, driven

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Our people are not: Passive, defensive, siloed, hesitant

About the Role

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As a Full-stack Senior Software Engineer on our Trust & Safety team, you will be responsible for building our Risk Evaluation Platform. You will be one of two senior engineers working on this new initiative. The new platform will be used across our business units to make decisions in real time about customers and other associated events.

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\n To drive success in this role, you need a mix of technical expertise and business acumen. Regular collaboration with business stakeholders, product managers and cross domain team members will be essential to success in this role.

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Key Responsibilities

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  Design the architecture of our in house fraud evaluation platform.

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  Work with other senior members of the team to build the platform tailored to our internal use cases.

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  Work with product stakeholders to understand the use cases and translate the requirements into technical documentation.

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  Review architectural design documents from other team members.

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  Own the monitoring and alerting of new services associated with the platform.

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  Contribute to the technical delivery of complex, cross-stack initiatives related to Risk Evaluation Platform

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Skills & Experience

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What you will bring:

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  7+ years of professional software development experience with proven expertise in full-stack web application development.

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  Advanced Backend development experience with NestJS or equivalent Node.js frameworks including API design, database integration and distributed systems.

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  Solid proficiency in TypeScript and React

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  Comprehensive understanding of full-stack web services architecture from client-side optimization to server-side performance, including RESTful APIs, database design, and system integration patterns.

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  Experience with DevOps practices, CI/CD pipelines and cloud deployment using tools like Docker, Kubernetes, AWS/GCP.

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  Experience designing, developing and deploying full-stack services in NodeJS.

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  Hands-on experience using AI coding tools to accelerate the development process.

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  Some experience with Python and Django backend services is nice to have.

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What you will have:

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  Customer-centric mindset. Keen eye for user experience and delivering exceptional products that meet business objectives.

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  Clear technical communication. Ability to simplify complex technical concepts for diverse stakeholders and cross-functional teams.

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  Self-directed leadership. Comfortable working autonomously while collaborating effectively across engineering and product teams.

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  Initiative ownership. Proven ability to drive technical initiatives to successful completion.

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  Bias for action. Demonstrates urgency in decision-making with complete accountability for deliverables and outcomes.

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  Continuous learning. Commitment to staying current with emerging technologies and adapting to evolving business needs.

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  Balancing speed with quality by leveraging AI tools while staying in control of the system.

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Why Cover Genius?

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At Cover Genius, we create magic by turning the archaic into the extraordinary. We take one of the world’s oldest and most complex industries and reinvent it with world-class technology. Cover Genius doesn’t just disrupt legacy insurance; we make the impossible feel effortless.Our operating principles guide our mission:

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  Make today matter: We deliver with urgency and excellence. We act decisively, move with intention, and hold a high bar.

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  Act with accountability: We own our commitments and take pride in delivering results that move us forward.

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  Grow together: We are a collective of curious minds. We learn from wins and setbacks, share knowledge generously, and elevate each other every day.

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  Inspire Each Other: We push each other to think bigger and pull together to go further.

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  Champion Our Customers: We lead with empathy and center the customer, turning complex disruptions into seamless moments of trust.

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  Don't just take our word for it- hear about our culture straight from our people here: story time

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Ready to make an impact? If you’re looking for a place where you’ll be challenged, trusted, and empowered, we’d love to meet you.

The Legal & Privacy Stuff

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Cover Genius promotes diversity and inclusivity. We don't tolerate discrimination, demeaning treatment of anyone, or harassment due to race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or any other legally protected status.

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By submitting your application, you acknowledge that we may collect, store, and process your personal data for recruitment purposes. To ensure a fair evaluation, we may use AI to assist in sorting applications, but all final decisions are made by our hiring team and no candidate dispositions are automated. We will keep your information on file for three years from the date of your application.

For detailed information about how we handle your data and our use of AI, please review our full Privacy Policy.

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