Life & Annuity Specialist - Advisor

About the job

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark, General Catalyst, Peter Thiel, Adam D'Angelo, Larry Summers, and Jack Dorsey.

Position: Life & Annuity Specialist
Type: Contract
Compensation: $800/hour
Location: Remote
Commitment: 20–40+ hours/week

Role Responsibilities

• Design realistic scenarios involving needs analysis, product selection, and underwriting. Develop illustrations, table ratings, replacements, and policy-service determinations.
• Create work products such as coverage recommendations, illustration comparisons, and underwriting assessments. Provide suitability rationales and replacement analyses.
• Write "golden" reference responses at experienced life and annuity practitioner quality. Ensure high standards in all outputs.
• Grade AI-generated responses against structured rubrics for product accuracy and suitability. Evaluate mathematical correctness and disclosure adequacy.
• Identify unsupported illustration assumptions and unsuitable recommendations. Detect confusion between product types or tax treatments.
• Provide written feedback to the research team to improve model behavior. Participate in onboarding office hours and calibration sessions.

Qualifications

Must-Have

• 2+ years of professional experience in life insurance or annuity advisory, underwriting, or policy administration.
• Experience with at least one product family such as term, whole life, or universal life.
• Understanding of policy mechanics like cost of insurance and surrender charges.
• Ability to explain tax treatment and suitability considerations clearly.
• Excellent written communication and high attention to detail.
• Ability to distinguish product and suitability judgment from investment advice.

Preferred

• CLU, ChFC, FLMI, CFP, or comparable designation.
• Active or previously held life and health producer license, or securities registration.
• Medical or financial life underwriting experience, including APS review.
• Experience with buy-sell, key-person, or estate-planning cases.
• Experience with suitability, Reg BI, or state replacement and disclosure review.

Start Date

• Immediately; applications reviewed on a rolling basis.

Application Process (Takes 20–30 mins to complete)

• Upload resume
• AI interview based on your resume
• Submit form

Resources & Support

• For details about the interview process and platform information, please check: https://talent.docs.mercor.com/welcome
• For any help or support, reach out to: [email protected]

PS: Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity.