Credit Analyst

Job Title: Credit & Collections Specialist Location: Bengaluru (Hybrid) Shift: 2:00 PM – 11:00 PM IST Contract : 6 months (extendable) Job Summa ryWe are seeking an energetic, detail-oriented, and experienc ed Credit & Collections Special ist to join our Finance team in Bengaluru. The ideal candidate will have strong experience in B2B credit, accounts receivable, and collecti ons, with the ability to collaborate effectively across internal and external stakeholders. This role requires excellent analytical skills, sound judgment, and a proactive approach to accelerating cash collections while minimizing credit ris k.

Key Responsibilit iesManage collections activities for assigned customer portfolios and distribute Statements of Account (SO A).Review aging reports and proactively follow up on outstanding invoices to accelerate cash collectio ns.Liaise with customers to obtain missing remittance information and coordinate with the Cash Applications team for accurate payment allocati on.Partner with internal and external stakeholders to resolve disputes causing payment dela ys.Maintain accurate and timely updates of collection activities, promises to pay, disputes, and customer communications within collection syste ms.Support ad hoc requests from internal teams and external custome rs.Provide coverage for team members during planned or unplanned absences and manage portfolio-related queri es.Review customer financial information and assign appropriate credit limits in accordance with company polici es.Evaluate and release orders placed on credit hold based on risk assessment and payment histo ry.Review and assess requests for non-standard payment terms and payment term extensio ns. Required Qualifications & Experi enceBachelor's Degree in Finance, Commerce, Accounting, or a related f ieldStrong hands-on experience with D&B and credit s afe.Minimum 3 years of experience in B2B Credit & Collect ionsStrong knowle dge of Accounts Receivable, Credit Analysis, and Collections proces ses.Experience reviewing customer financials and supporting credit decisi ons.Excellent written and verbal communication skills in Eng lishAbility to work independently while collaborating effectively within a team environm ent.Strong analytical, problem-solving, and critical thinking abilit ies.High level of integrity and discretion in handling confidential informat ion.Proficie ncy in Microsoft Excel, Word, and Outl ook.Strong customer service mindset with professional email and phone etique tte.Experience workin g with Oracle 11i/R12, CRM systems, Creditsafe, and D&am p;B.Excellent organizational skills with the ability to prioritize and meet deadli nes.Willingness to wo rk the 2:00 PM – 11:00 PM IST sh ift.Preferred Qualificat ionsExperien ce with GetP aid and Oracle C loud ERP.High-level understanding of the Order-to-Cash (O2C) proces ses.Prior experience in a global shared services environment is an advant age.